Share This Listing

Public Comments

View Earlier Comments

Citibank Ready Credit

icon

1 month ago by moneysmart

icon

6 Likes

Loan Details

Estimates below are based on a S$10k loan with 3-year tenure. Customise your rates by clicking on "Get My Rate".

S$10,000

3 years

4.55% (EIR 8.50%)

S$316

S$11,365

S$1,365

Promotion

Exclusive Offer - 4.55% p.a. (EIR 8.5% p.a.) for 36 month loan tenure

icon

S$1,000 minimum loan amount at a 36 month loan tenure to enjoy 4.55% p.a. (EIR: 8.5% p.a.) Eligible for new Citibank customers who apply for Citibank Ready Credit

Key Features

icon

One hour loan approval

icon

No processing fees

icon

Welcome offer - 4.55% p.a. (EIR 8.5% p.a.) on 36 loan tenure (min. loan S$1k)

Eligibility

Singaporean

21-65 years old

Salaried Employee, Variable/Commission-based Employees or Self Employed

S$30,000

Fees & Charges

None

N.A.

If payment is overdue by 2 months, the loan will be terminated and any outstanding loan amount will be charged.

No partial repayment allowed

3% of outstanding unbilled principal amount or S$100, whichever is higher

What is EIR?

The Effective Interest Rate (EIR) of a loan takes into account the compounding effect of interest, as well as processing fees associated with the loan. Generally, the loan amount, loan tenure, frequency of repayments, and processing fees may affect the EIR of a loan. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure, as well as processing fees (if applicable).

Meet The Seller

moneysmart
moneysmart
isEmailVerified
  • positiveReviewsCount0
  • neutralReviewsCount0
  • negativeReviewsCount0