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moneysmart

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HSBC's Personal Loan

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Singapore

1 year ago In Personal Loans

Loan Details

Estimates below are based on a S$10k loan with 3-year tenure. Customise your rates by clicking on "Get My Rate".

Loan Amount

S$10,000

Loan Tenure

3 years

Interest Rate

4.80% (EIR 9%)

Monthly Payment

S$318

Total Amount Payable

S$11,440

Total Interest Payable

S$1,440

Eligibility

Citizenship Status

Singaporean

Age Requirement

21-65 years old

Employment Status

Salaried Employee

Minimum Annual Income

S$30,000

Promotion

As low as 3.7% p.a. (EIR 7% p.a.) and S$50 cash back

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3.7% p.a. (7% EIR p.a.) with min. S$80k annual income for 3 -7 years loan tenures

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S$88 processing fee waiver

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1 minute approval in-principle

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Enjoy S$50 cash back when you apply for your HSBC Personal Loan online

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Apply online from 2 Apr 2018 - 31 Jul 2018, application must be approved by 31 Aug 2018 to enjoy the promotion

Key Features

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Low interest rates from 3.7% per annum (EIR 7% p.a.)

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Loan up to 8x your monthly income

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Fixed monthly repayments

Fees & Charges

Processing Fee

S$88

Late Payment Fee

2.5% + prevailing interest on overdue amount

Partial Repayment Penalty

2.5% of redemption amount

Full Repayment Penalty

2.5% of redemption amount

What is EIR?

The Effective Interest Rate (EIR) of a loan takes into account the compounding effect of interest, as well as processing fees associated with the loan. Generally, the loan amount, loan tenure, frequency of repayments, and processing fees may affect the EIR of a loan. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure, as well as processing fees (if applicable).

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