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moneysmart

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S$0

OCBC Cashflo Credit Card

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Singapore

11 months ago In Cash Back

Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$45,000

Summary

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1% Cash Back with Monthly Instalment Bill of S$1,000 and above

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14% discount at Esso stations - 5% Esso site discount + 5% Smiles card discount + 4% OCBC card discount

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16% upfront discount at Caltex stations, includes station onsite discount and OCBC card discount

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$0 Min. Spend

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S$100 Cash Back Cap

Card details

Highest cashback rate

1%

Minimum spend

$0

Cashback cap

$100

Things to look out for

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Up to 1% cash rebate on all spend

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Stretch payments across 3 or 6 months with 0% interest

Annual fees and rates

Principal Annual Fee

$161

Supplementary Annual Fee

$80.25

Fee Waiver

2 years fee waiver, subsequent years waived with min. spend S$10,000 p.a.

Annual Interest Rate

26.88%

Late Payment Fees

S$80

Minimum Monthly Repayment

3% or S$50, whichever is higher

Interest-free Period

23 days

Foreign Currency Transaction Fee

2.80%

Listed by moneysmart

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