1 year ago In Personal Loans
Estimates below are based on a S$10k loan with 3-year tenure. Customise your rates by clicking on "Get My Rate".
3.88% (EIR 7.90%)
Total Amount Payable
Total Interest Payable
21-65 years old
Employed, Self-employed and Commission earner
Minimum Annual Income
Get up to S$1,000 processing fee waiver
Apply and receive approval for a loan with a minimum amount of S$30,000
Must be in a single application or same-day combined applications on both DBS Cashline and Credit Card
Applicants are entitled to only one redemption throughout promotion period
Get S$120 NTUC Vouchers
Apply and receive approval for a loan with a minimum amount of S$3,000 in a single application
For new to DBS/POSB Credit Card and/or Cashline account only
For a limited time only, get lower fixed interest rates from 3.88% p.a.
Get immediate cash to your DBS/POSB deposit account
Get up to 10X of your monthly salary if your annual income is S$120,000 and above
Fees & Charges
Late Payment Fee
S$100 for Credit Card PL; S$105 for Cashline PL
Partial Repayment Penalty
No partial repayment allowed
Full Repayment Penalty
What is EIR?
The Effective Interest Rate (EIR) of a loan takes into account the compounding effect of interest, as well as processing fees associated with the loan. Generally, the loan amount, loan tenure, frequency of repayments, and processing fees may affect the EIR of a loan. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure, as well as processing fees (if applicable).