Sell
Cars & Property
Fashion
Home & Living
Mobiles & Electronics
Hobbies & Games
Jobs & Services
Others

moneysmart

No reviews

S$0

Standard Chartered CashOne

icon

Singapore

1 year ago In Personal Loans

Loan Details

Estimates below are based on a S$10k loan with 3-year tenure. Customise your rates by clicking on "Get My Rate".

Loan Amount

S$10,000

Loan Tenure

3 years

Interest Rate

3.88% (EIR 7.97% p.a)

Monthly Payment

S$310

Total Amount Payable

S$11,164

Total Interest Payable

S$1,164

Eligibility

Citizenship Status

Singaporean

Age Requirement

21-65 years old

Employment Status

Salaried Employee, Variable/Commission-based Employees or Self Employed

Minimum Annual Income

S$30,000

Promotion

MoneySmart Exclusive: 3.88% p.a. Interest Rate

icon

Apply through MoneySmart and you will be entitled to MoneySmart exclusive interest rate of 3.88% p.a. (EIR from 7.97%)

icon

All loan tenure and loan amount of S$1k - $250k are eligible for this MoneySmart exclusive interest rate.

icon

This is applicable to annual income of S$30,000 and above

Get S$199 Cash Credit to offset the annual fee

icon

Applicable only for new and approved applications

icon

0% processing fee

icon

Valid till 31 Oct 2018

Key Features

icon

MoneySmart Exclusive - 3.88% p.a. interest rate

icon

Enjoy S$199 credit to offset the 1st year annual fee

icon

Apply and get cash the very next banking day.

icon

Borrow up to 4x your monthly income, subjected to a max loan amount of S$250,000

Fees & Charges

Processing Fee

N.A.

Restructuring Fee

S$50 for change of loan tenure

Late Payment Fee

$80

Partial Repayment Penalty

S$250 or 3% of the outstanding principal, whichever is higher

Full Repayment Penalty

S$250 or 3% of the outstanding principal, whichever is higher

What is EIR?

The Effective Interest Rate (EIR) of a loan takes into account the compounding effect of interest, as well as processing fees associated with the loan. Generally, the loan amount, loan tenure, frequency of repayments, and processing fees may affect the EIR of a loan. Please view each personal loan product in detail for a full breakdown of the interest rate chargeable, minimum and maximum loan tenure, as well as processing fees (if applicable).

Listed by moneysmart

Verified

Check seller profile